The Karen Newton Philosophy and Principles: The Foundations of Be Your Own If everything changed tomorrow and you had to start over, where would you begin? This question sits at the heart of the Be Your Own Strategy. Because wealth is not an event. It is not a single moment, opportunity, or investment. It is…
Most people missed this – the world shifted dramatically on 30th November 2022, though many barely noticed. While they carried on with business as usual, a seismic transformation began rippling through online business models and investment strategies. The digital landscape was changed forever, making old approaches obsolete almost overnight, yet the majority continued to use…
Shadow Banking, Private Credit and the Property Market: Are We Seeing Early Warning Signs Again? Shadow Banking and Private Credit have always been linked to the property market. The property market has always been closely tied to the availability of credit. When lending is easy, property markets expand rapidly. When credit tightens, the entire system…
How Oil, Gold, and Silver Shape Economic Cycles and Investment Markets Commodities such as oil, gold, and silver play a fundamental role in the global economy. These raw materials power industries, influence inflation, and often act as early indicators of changing economic conditions. When commodity prices move, the effects ripple across financial markets, supply chains,…
Oil is one of the most powerful forces shaping the global economy. From transport and manufacturing to food production and household energy costs, the price of oil influences almost every sector of modern life. When oil prices rise, the effects ripple across the economy — affecting inflation, business costs, investment markets, and household budgets. Understanding…
Headlines suggest retail investors are leaving crypto. Volumes are falling. Risk appetite is shrinking. Capital preservation is back in focus. Whenever markets turn volatile, the narrative quickly becomes dramatic. But here’s the more important question: Has the investment thesis changed — or has sentiment simply shifted? Because there is a profound difference between panic and…
Trends are a common way for people to invest and usually ends with them losing money. Most people believe successful investing is about spotting the next big thing. In reality, it’s more often about resisting the instinct to follow the crowd. I was reminded of this recently by something trivial on the surface, a social…
Tariffs, wars, and weather rarely appear in the same conversation. One feels political, one geopolitical, and one environmental. Yet increasingly, they are producing the same outcome: pressure on global systems and delays that ripple into everyday life. From supply chains and pricing to business continuity and investment decisions, disruptions in one part of the world…
Investing is complicated for many people, it sits firmly on the list of things they know they should do but never quite feel ready to start. Despite more information, more platforms, and more encouragement than ever, investing feels increasingly confusing. Recent figures show that 61% of savers now find investing difficult to understand, rising to…
Arbitrage is one of those words that sounds technical, intimidating, and reserved for hedge funds and traders in glass towers. In reality, it’s one of the most ordinary and powerful wealth concepts in existence. You may already be using it without realising it. Recently, a comment by Michael Saylor brought it back into the spotlight….
