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Fire in the Belly
3/29/2020 3:18:33 PM

What’s your Fire in the Belly? Asks Pete Lonton.

Pete bought his first property at the age of 20, out of necessity for somewhere to live while working on a contract in the UK.  He continued to grow his portfolio and within a few years had 16 properties.  Today, property is a key part of his investment strategy.  Pete and I both started property investing around the same time so we chatted about what the markets were like, negotiating deals and the mortgage market.

Last year Pete launched the Progressive Property Network (PPN) in Northern Ireland providing a platform and meeting environment for anyone interested in property whether as an existing owner or as someone keen to get into property.

As a business owner Pete’s new project is Fire in the Belly.  As Pete says “why do some people get out of bed and achieve amazing success and why do other people get out of bed and watch tv?  He talks to success people about what motivates them, keeps them going in tough times and what is their Fire in the Belly,

Join Pete and I for a chat about property investing, business and Fire in the Belly.

What has happened to the Price of Gold
3/19/2020 10:28:18 AM

What has happened to the Price of Gold & Silver?

Bullion is a traditional hedge against turbulent economic times.  So why are they going down in value now?

Throughout history gold and silver have been classed as real money with today’s paper currencies being called Fiat Currency.  All Fiat Currency was backed by Gold and Silver reserves until the 1970’s when US President Nixon made the decision to remove gold as security and rely on the dollar to be trusted enough to guarantee a dollar bill was a dollar.  It wasn’t long before other countries followed suit and the reserve banks sold off their bullion reserves.

The crash of 2008 highlighted the lack of confidence in paper currencies especially with quantative easing from governments.  The result Gold and Silver Bullion once more became the safe haven and drastically rose in price.

Today, with stock markets plunging, most people would have expected the bullion to become a safe haven and boom in value. But it hasn’t. In fact, it has done the opposite and gone down.  So, what has happened to the price of Gold & Silver?

Watching the flow of money around the markets is the key to discovering why Bullion is dropping in value and I have seen some trends that indicate there are 2 key reasons for the drop in value.


Margins

Many traders use leverage to trade.  For example if you were to trade on gold going up in value then you only need a percentage of the value of the trade to complete the transactions.  ETF’s are one of the main leverage tools.  You can buy anything for a percentage of the cost.  When the price goes in the direction you have placed your trade you sell the ETF and pocket the difference. This is in an up or down market.  For example you can buy $10,000 worth of gold etf’s and only pay $1000.  Then if you said Gold was going up and it did to the price you nominate you make the difference in the profit you would have made as if you owned $10,000 worth of gold.  In reality you only paid $1,000 for it.  If the trade goes against you then you have to cover the cost of the loss.

We have seen historical drops in the value of share markets and tradeable products.  Traders have lost millions/billions on ETF’s and other tradeable contracts and have to cover those losses.  Physical Gold & Silver which they owned has been sold to cover losses. 

For every sell there has to be a buyer and vice versa. With so much gold and silver flooding the markets to cover Margin Calls the price goes down.  That is basic supply and demand.  Too much product on the market and price drops.


Bonds

There are a variety of Bonds on the market, in this case I am talking about Government Bonds also known as Treasury Bonds. Government Bonds are guaranteed.  In the UK there is a restriction of £1,000,000 (one million pounds per person) but other countries have no restrictions and all bonds issued by the government are guaranteed.

Bonds pay interest twice a year.  When the interest rates are higher than the returns on the Share Market then money flows into Bonds.  When the returns are higher on the Share Market then money flows to Shares.

We have currently seen the biggest drops in history on the Share Market so money has flowed into Bonds.  Some governments have reacted and dropped interest rates while other governments have kept rates high.

When the governments of the world are in sync with dropping rates then investors will move their money into the next investment seen to offer the best security. That tends to be Gold & Silver Bullion.

 

What Next for Gold & Silver?

It is still regarded as a safe investment.  An investment that offers a hedge against economic woes.  It is still one of the traditional money flow tracks. 

Already Governments are talking about the amount of fiat currency they will need to print to support countries through these difficult times.  Those same countries have for several years been stock piling bullion reserves for such an emergency so there is plenty of reason to have confidence in gold and silver still being a hedge.

In an earlier post I wrote about the Basel 111 agreement which from April 2019, removed risk restrictions on bullion investing for banks to zero.  This encourage banks to also buy heavily into bullion for their reserves.


It is unlikely that with both Governments and Banks investing so heavily into bullion that it will suddenly fall out of favour.  In fact, the opposite is likely to happen and more money from both institutions will likely go into bullion.

 

When is the Best Time to Buy Gold and Silver?

The simple answer is now.  Both have dropped in value due to the exceptional circumstances I mentioned above offering the best time to buy.  Many bullion businesses are unable to dispatch bullion at the moment to clients but are offering storage and delayed postage.

The Gold/Silver ratio which is a marker which tends to indicate whether it is best to buy Silver or Gold is at historical highs indicating silver is very undervalued and suggesting that would be the best investment at the moment.

The economic turmoil is just starting and as it goes through it’s cycle money will start to flow back into Gold and Silver Bullion.  Then both will accelerate exponentially.  When will that happen, no one knows.  It’s very much watch this space and watch the markets but one thing is certain there has not been a better time to invest in bullion since pre 2008 than now.

  

 

 

Internet Marketing, Asset Protection
3/17/2020 3:06:04 PM

Internet Marketing, Asset Protection

Are you protecting your Assets? Asks Sotiris Bassakaropoulis as we chat about Internet Marketing.

Sotiris and I both started Internet Marketing in the same year 2003.  We were coached by some of the best Internet Marketers in the world.  Both Sotiris and I had different aims from the coaching.

Sotiris lost his job when arriving late to work.  It was an approved lateness previously agreed with his employers.  But that made him determine to never rely on anyone else to provide income for him or his family.  Over one weekend Sotiris made 40 online sales and knew he could make a living from Internet Marketing.

I always wanted to write books and was looking at how I could market them.  I learnt strategies from the training that allowed me to sell my books worldwide.

Today, Sotiris works with people who want to build an online business but his passion is about protecting the digital assets you create online.



What is Internet Marketing?

Internet Marketing is the creation of digital products which are marketed online.  The type of products are information products such as books, videos and training programs which anyone can buy and either access online or download for their own use.  (refer to my blog about Desktop Publishing and Self-Publishing) 
The protection of the digital products are important as what happens when you go to switch on your computer and find your account with a supplier or a website are no longer accessible.  What do you do?

Join me for a chat with Sotiris Bassakaropoulis, where we chat about Internet Marketing, Asset Protection and more.
 

click on the photo above to watch the video



For more information about internet marketing visit

http://karennewton.co.uk

http://asksotiris.com/businessblogsetup
 



A Routine Day
3/4/2020 11:09:46 AM

A Routine Day

Two of the most common questions I am asked is “how do you fit everything in?” or “where do you get your ideas?” or I get comments about my work ethic and how much time I spend working. So, I have pondered on the questions and considered what I do and when I do it.  It’s really something I hadn’t thought about until recently, due to all the questions I get.  But the more I thought about exactly what I do each day the more I began to think the key to achieving everything I do is having a routine day.

My day starts with a walk regardless of the weather.  When I had my dog, the day evolved around two or three walks a day for him.  Since his death, I have kept up the morning walk which lasts about an hour.  During this time, I do very little talking, my husband and I just walk, take in and enjoy the surroundings. On days when I have to be somewhere early then I set the alarm earlier so I fit in my walk.  It’s a relaxing start to the day along the promenade.


Once I get back home it’s breakfast which is followed by writing my Journal. In the journal I dump everything I want to say about everything on my mind.  The good, the bad, what’s going right, what’s going wrong, progress on goals, the plans and action steps. It can be anything and I write until there is nothing left to write.   Do you remember the hot water tanks in every home?  Each day you heated the water for what you needed during the day.  When the water was used it was refilled with fresh water and the whole process started again.  I use my journal in the same way buy emptying the things on my mind into the journal until I have cleared everything.

The next step in my routine day is probably the most important – thinking.  I have just dumped everything that was on my mind into my journal and now I have an empty canvas with which to work.  I sit quietly, listening to the sounds around me.  The sound of water is my favourite and the sound I tend to notice first and then I wait for the ideas to come into my mind – the goals, the affirmations, the plans, the action steps.  Now, I am motivated and ready to go.

The last step in my routine day is writing the success diary.  Everything I have just been thinking about gets noted in there, the affirmations; the action steps, meetings and the key thoughts.  It focuses my mind on what the order of work is going to be.

I am now ready to begin my work day.  Whatever the rest of my day brings it’s usually anything but routine. But I’m ready to tackle it head on and get done everything I have set myself for that particular day.

Most people have a morning routine, they get up shower, wash, eat breakfast and run out the door.  They are constantly in a rush, dashing from one thing to the next often achieving nothing.  They get home exhausted thinking about dinner and sleep before starting the whole process over again.  Talk about Groundhog Day.

In recent years, I have seen a trend and read books about having a morning routine to set you up for the day.  But when I try what the books suggest I found it didn’t work for me.  What I did discover though, is we are all different and the morning routine I have used for years is the one that suits me best.  You need to discover your own morning routine.  By all means, look at other people’s ideas but create your own routine.  Create the routine that feels comfortable and relaxing for you.  Create the routine that ensures your day starts the way you want it to.  Create a routine that puts you in control of your day.  When you create a routine that puts you in control of your day and leaves you feeling relaxed yet energised you know you have the right routine for you.

Wouldn’t it be great to have that much free time I can hear you saying? 

Like you I have 24 hours in a day.  I choose what I do with that day.  I don’t have that much free time because I choose not to.  I have the choice to use time in the best way to suit me.  I still have deadlines to meet, I still have constraints on when investment markets are open or shut for doing my investments.  I still have to work around other people’s timeframes.  What I do have is control over when I get up, when I go to bed and how I organise my day.


Arnold Schwarzenegger said “There are 24 hours a day.  If you only sleep 6 hours a day, then you have 18 hours left. Most people work 8 or 10 hours. So, you still have 8 hours left. What you do with those eight hours, is really the question.” 

I choose to use my 8 hours a day by starting my morning quietly and peacefully and the rest of my day tends to run exactly the same way.  There is no rush to get everything done as I know I can pace myself and do what has to be done.  I choose to spend the rest of my 8 hours doing what I want to do with whom I want to do it. 

When the morning routine is changed so is the day.  Often, when travelling, I find myself so out of kilter that even some of the smallest things to do seem like a mountain of work to get through.  It’s on these days that my routine day has to be fitted in where and when I can.  I may have a very early start to catch a flight.  I find myself writing my journal through the flight and taking time out to let the thoughts and ideas flow in.  I don’t have my success diary with me as it’s too big and heavy for flying but my journal fills that role.  My routine day has to be flexible to fit in around my work day.

So, how do I fit everything into my day?  I just do, there is no panic as I know I have plenty of time to do what I have to as that is the way my day is set up to create the space and time to do what needs to be done.   

The second question “Where do I get my ideas?” I dump all my thoughts into a journal, relax and let the thoughts come to me.

So what about you?  Do you have a routine day that helps or hinders your successes?

 

4 items total

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