Wealth Coaching

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Self-Publishing on Amazon Kindle Direct Publishing
1/30/2020 5:54:22 PM

Self-Publishing with Amazon & Kindle

They say everyone has a book they can write.  What is yours?

Gone are the days of trudging around sending manuscripts to publishing houses hoping they will accept it and print your book.  Today, businesses such as Amazon’s Kindle Direct Publishing make it so easy to publish, market and make money from your book.  This article looks at self-publishing information product books.  It’s what I call Desktop Publishing.


Why Self-Publishing?

We live in a world where information is key.  The quicker a potential reader can access the information the quicker you can solve the problem a problem a reader has. Ebooks and Audiobooks means the reader can find the information in a variety of formats to suit their preferences, pay for it and download in a matter of seconds.  Instant access to the information a reader wants.  Then, if a reader wants a paperback version of your book, they can easily order it, pay for it and get the printed version within a day or two.  No bulk printing of books as Amazon Kindle Direct Publishing operates a print on demand system.  Every time an order is placed for a paperback book a book is printed.

It used to be that self-publishing was frowned upon as not being a proper author. But, today, self-publishing authors are making a lot of money – often more than with a publishing house – simply by providing the information a reader wants.

I have been at seminars where a speaker has self-published a book with a print company.  They spend thousands getting their books published then months trudging around venues speaking – often for free – in the hope they can sell their books and recoup their costs.

Self-publishing through Amazon’s Kindle Direct Publisher, takes all the cost and hassle out of publishing and selling your book.


Kindle Direct Publishing (KDP)

This is the platform Amazon uses for your self-published book.  It is a very simple process of creating your book, book cover and uploading it to the platform. 

Once you have completed and uploaded your book, KDP create a proof of your book which you accept or amend and then reproof.  Once you have accepted a version you tell KDP to publish it and in which countries.

In 2003 I published my first information product. It involved printing off the pages then binding them either with a glue binder or a ring binder.  If I had several orders the process was slow and tedious.  By 2009, Amazon had launched it publishing site and I started putting my information products on Amazon in the ebook format and later paperback format. Today my books sell around the globe in Canada, US, New Zealand, Australia, Ireland, Japan and India.

Kindle introduced the Kindle Library where books could be borrowed and read without purchasing.  While this was initially not liked by many self-publishers, I found that the commissions I receive from page views rather than book sales has had little if no impact on my overall sales. In fact, it seems to have encourage potential readers who would not normally have purchased my books to read them from the library and in return I receive commission based on per page views.


Why Would Anyone Want to Buy my Book?

As I mentioned earlier, we live in the information age where readers have problems that need solving.  You are unique with the information you have learnt through life experiences and your knowledge about certain things.  By providing your skills and knowledge in a book format, there is someone out there wanting the type of knowledge you have and are willing to pay for it.  It might not even be in the country you live in. 

I have mentioned how I sell books around the world but I don’t live in the countries where my books sell.  People worldwide are looking for information that I have that will help them gain knowledge, improve their skills or solve a problem they have.  By producing the information in a book format the reader has access to that information from anywhere where they have internet access.


Marketing Your Book

Contrary to belief, if your book is published through a publishing house, you still have to do marketing to sell your book.  The publishing house will want you to do book launches, author presentations and anything possible to help sell your book.  Well, self-publishing requires the same dedication only you have more control over your time and the marketing.

As my books sell worldwide, the basis of my marketing is through articles on line that attracts the potential buyer and encourages them to purchase my book.  Articles similar to this one.  However, as my books are global, I do all my marketing online rather than trudging around seminars, book stores or even markets. 

Once I have an idea of sales volumes and demand, I will then put on paid seminars or webinars and provide additional information to a ready-made audience who want to know more.  This is the upsell generated from the book.  This creates more demand and more sales of additional information products.

The more demand created for your book, the more sales and the more Amazon will market it for you.  Based on previous purchases Amazon will recommend to the buyer similar types of books and yours could be the one they advertise.  I love receiving recommendations from Amazon and seeing it’s my book they recommend.


Is Self-Publishing for You?

If you can write a book, produce a video or record an audio book then self-publishing is the way forward for you.  It is the way to earn maximum returns for the work you have created and keep control over the whole process of self-publishing and marketing your book.

For more information on niche marketing read my book Niche.   




How to Invest in a Property for Just £1
1/28/2020 8:49:38 PM
How to Invest in a Property for just £1

Have you ever heard or even been guilty of saying “you need money to make money”? and what about “I don’t have enough money for that” or “when I’m rich I’ll buy that”.

Well, would you be interested in knowing you could start a property portfolio with just £1.

Property Sourcing

There are lots of people who would like to sell a property but can’t find a buyer and vice versa there are people who would like to buy property but don’t have the income or the credit rating to do so.  You can act as a sourcer of property or as the middleman either with a buyer in mind or buying the property for yourself.  It costs just £1 to complete a contract between yourself and the seller to act on their behalf to sell the property either fairly quickly or at some specific time in the future. 

Example 1 – I have control over a property on which I have the right to buy it at any time within the next 8 years.  The property is 3 bedrooms end terraced, and tenanted with a regular income from the property.  A letting agent manages the property and under the agreement, between the seller and myself, I pay the seller a fee each month on the property.  The fee covers the seller’s mortgage and gives them a little something in their pocket.  The remaining income from the rent is my profit.  The cost of doing this deal was £1 to make the contract legal and the time put into negotiating with the seller.  The deal is a win/win for both the seller and myself.

Example 2 – I have another property with the right to buy the property in 10 years.  This deal was put together by a property sourcer.  The deal is similar to example 1, where the seller receives a payment which covers the mortgage and a little something for themselves.  I have an agent who manages the property and the remaining income from the rent is profit.  The only difference with this deal is I paid a sourcing fee for the deal.  This was a win/win/win deal.  Win for the seller who wanted to sell but couldn’t due to certain circumstances.  A win for me as I have control over a property I don’t yet own but which generates income for me.  It’s a win as I can purchase the property at any time in the next 10 years.  A win for the property sourcer as he earned a commission for putting the deal together.

Property sourcing is about talking to the seller, solving a problem they have and then finding a potential buyer.

What do you need for this type of deal?

For hundreds of years businesses have used the right to lease land or property.  A lease is frequently used with builders and supermarkets.  Traditionally, they will ask a landowner to give them the right to purchase the land sometime in the future in exchange for a small fee paid to the landowner either monthly, quarterly or annually.  The builder or supermarket does this so they can get planning permission approvals without the cost of buying the land and then having to sell if they fail in their planning application.

The same principle is used to acquire property to buy at a future date.  This is known as a lease option.  It gives the owner of the lease the right to control the property as if they owned it.  It also gives them the right to buy the property for a pre-agreed price sometime in the future.  If the potential buyer is unable to buy the property for any reason or simply decides the property is not suitable to them, they walk away from the deal at the end of the term or when ever there are break clauses in the contract.

The seller, on the other hand, has an agreement to sell the property some time in the future for an agreed price.  They no longer have any responsibility for the property other than the mortgage payments.  The owner of the lease will pay the seller a monthly fee to cover the mortgage payments (if there is a mortgage) and they will generally also receive a little something for themselves as a commission for the use of their property.  If the property does not sell within the agreed period the seller knows the property will come back to them or they can renegotiate the deal for an extended time.

The only thing needed to complete this deal is a Lease Option Agreement and the exchange of money to make the contract legal.  There is £1 between the negotiator (sourcer) and the seller.  There is a commission between the negotiator and the buyer.  If they are the same person then the property deal has cost just £1.

Why would a Seller Agree to this?

There are a variety of reasons why sellers would be open to a Lease Option.

·         It could be that the property is in negative equity and they can’t sell for current market prices.  A deal done on a 10 year lease allows the property to go up in value and the seller to sell the property and cover their costs.

·         It could be that the seller has been unable to sell the property but has another deal in place for a new property.  Putting the property on a lease option means they no longer have responsibility for the property as that passes to the option holder and the seller is free to move to their new property

·         Marriage breakups are often a source for lease options.  Neither party want the responsibility of the property but it isn’t selling so a lease option takes the burden off their shoulders and allows a deal to go through at a later date.

·         The seller may think they have sold their property but the deal fall through and they don’t want the burden of looking after it

There are any number of reasons why a seller will be happy to use a lease option and sell at a future date.


Who are potential buyers?

The most common type of buyers are property investors who want to quickly build a property portfolio without the hassle of having mortgages.  A second source is someone who would like to buy a property but doesn’t have the credit rating to be able to purchase a property.  Both these types of purchases are good a looking after the property and are most likely to complete the purchase at a later date.


Lease Options are a great way to get into property as an investor or as a buyer.  If you source the property deals yourself then you could purchase the deal for only £1.  If you buy from a property sourcer then be prepared to pay commission for the deal.  Commission is based on around a percentage of the property value.  The higher the value the higher the fee you can expect to pay.

For further reading I recommend

Lease Options Made Easy

Escape the Rat Race with Lease Options




Overcoming the Fear
1/23/2020 3:41:32 PM

Overcoming the Fear

If you have never invested in stocks or shares taking that first step is very difficult.  Even harder is overcoming the fear of investing.

Within our training programs we cover 4 category investing – business, property, paper and cash.  Investing in shares is under the paper category and the one our members struggle with the most.  It’s not that they don’t understand shares.  It’s not that they haven’t done their research and chosen a share.  It’s not that they haven’t monitored the shares they’ve chosen and put them in a watch list. It isn’t the actual share investing that’s a problem.  They just can’t get over the fear of what happens if the price goes down. The fear is so great that some never progress any further with shares and only ever build the other 3 categories.

So, how do we help our clients overcome this fear?

We teach them about mindset and how mindset is 80% of investing whether it be business, property, shares or cash.

We warn them that the biggest hurdle they will have to overcome is fear.  The very first purchase they make will always be the most difficult one.

We teach them very simple strategies to start their portfolio and build their confidence.

We talk to them about their finance goals and their lifestyle goals and how share investing is a key part of achieving those goals.

You see, when it comes to overcoming fear there has to be a greater need that will encourage you to take the first step.  If you buy shares, or buy property, the very first purchase is always the most difficult to do.  The fear of the unknown, the fear of losing money, the fear of not getting the result you want is always there.

My business partner, Pete, is an amazing storyteller. He has an incredible story he tells about overcoming fear where the need for basic life essentials such as food and water is so desperate that the fear is overcome to ensure survival.

Clients have the choice to work with us or not.  If they work with us one of the categories we expect them to work in is the share market.  It is then essential for them to overcome the fear and do their first investment.  Amazingly, once that first share purchase is made they are soon building their portfolio, enjoying the learning process and thriving as a share investor.

If you really are interested in being a share investor, if you do want to build your wealth and dream lifestyle, can you overcome the fear of the first purchase?

What is Niche Marketing and Why is it Key to Building Your Online Sales
1/22/2020 3:04:17 PM

What is Niche Marketing and Why is it the Key to Building Your Online Sales?

How often have you heard the word Niche and wondered what on earth is the person talking about? There is an assumption everyone understands niche marketing but like you I too was once a beginner in online marketing and sales and the word niche was not part of my vocabulary. So, let’s start are the very beginning to understand what is Niche Marketing and why it is key to building your online sales.

Golf is a sport played by millions.  It generates on average 500,000 searches per month.  That is 6 million searches for the word golf per year on google.  If you are trying to sell golf clubs in the golf market unless you have a very high advertising budget you would be so low down the search engine rankings that it is highly unlikely your product will be seen.

However, if you did a word search on US Open Golf that has an average of 8500 searches per month or 102,000 searches per year.  There is a much better chance of your golf clubs being higher up the rankings for US Open Golf than just the word Golf.

US Open Golf is a Niche.  Simply, you are identifying a smaller part of an industry and specialising in that area.  You could narrow the search parameters even more by using the term best golf clubs for US Open Golf.  It creates an even smaller niche and has the best opportunity to get your advert or your website top of the search engine making sales more likely. 

Potential Buyers will only Search Top Entries of Search Engine

Most potential buyers will only search the first page of google when looking for information or a product.  Bear in mind, the top couple of search results are paid for advertising then you must rank in the top 5 -6 to be seen by your potential customers.  The narrower your area of expertise the easier it will be to rank higher and get onto the first page for google searches.

In January 2020, Google altered the algorithm for identifying websites it will categorise to go top of an engine search.  So, it’s not just about the niche you are working in, it is now about the amount of expertise you have as the originator of content and the amount of content you have on your website.  The more content, the better the ranking providing it is good content and you are authoritive with your content.

Be the Authority on Your Niche

The better you know your niche market, the better content you can write and the more authoritive you will appear with your writing.  This will ensure your website is top of the search engines and provide quicker access to clients.  It should be noted, that typically, one to two percent of people who land on your website will click on a link to a product.  Only 1-2 percent of those who click through will actually buy your products.  Selling through a website is a numbers game.  Getting a high number of people to your website is the first part of getting the sales.  Getting higher up the search engine is the key to that.

This is why yourniche market is key to building your online sales.


Think & Grow Rich
1/21/2020 4:05:14 PM

Think & Grow Rich – Napoleon Hill

Ask any guru for a list of their top 10 books for motivation and wealth creation and the chances are they will include Think & Grow Richby Napoleon Hill.  Originally published in the 1930’s, this book would have been amongst the first in the Law of Attraction Genre together with the other book I reviewed, The Science of Getting Rich by Wallace Wattles.

When studying the Law of Attraction, there is a consistent negative theme from many, that it doesn’t work.  They assume you just think what you want and hey presto it turns up.  However, there are additional steps needed to make it work. Think & Grow Rich outlines in 15 chapters the processes and activities needed to manifest what you want through Law of Attraction.  For this reason alone, it has become a classic to go reference book.

It’s important to realise, this book was written in 1930’s America, when the country was going through the great depression.  There were successful businessmen such as Dale Carnegie, JP Morgan, JD Rockefeller and Henry Ford who were all part of the Industrial Age Boom.  They became very wealthy very quickly.  As people were struggling during the great depression it was important to offer hope and motivation to the population.  This book was promoted as a self-help and personal development book.  By the time of Napoleon Hill’s death in 1970 the book had sold 20 million copies.  By 2015 it had sold over 100 million copies.

Hill spent more than 20 years studying the rich to determine the qualities, habits and attributes they had in common to achieve their success.  As a result, he wrote the book The Law of Successcovering 19 Principals for success.  Think & Grow Rich has a concise 15 principals

·         Thoughts Are Things

·         Desire

·         Faith

·         Autosuggestion

·         Specialised Knowledge

·         Imagination

·         Organised Planning

·         Decision

·         Persistence

·         Power of the Master Mind

·         The Mystery of Sex Transmutation

·         The Subconscious Mind

·         The Brain

·         The Sixth Sense

·         The Six Ghosts of Fear

While the book is about obtaining wealth in money, the principals within this book will help the reader, who applies the principles to achieve whatever they desire.

As the book jacket says, read yourself into a fortune.  The book will teach you the secret.  It will show you not only what to do but how to do it. If you learn and apply the simple basic techniques revealed in the book you will have mastered the secret of true and lasting success. And you may have whatever you want in life.

The great personal development coach Bob Proctor, says he reads this book every day.  Just look at how successful he has been in his life.  Tony Robbins says his book Awaken the Giant is based on this book.  What can the book do for you?

Having read and practiced the principles within this book and enjoyed some of the benefit I can understand why this book is consistently in the top 10 books recommended.  Think & Grow Rich is a genuine classic whose teachings work if you are willing to learn.




The Formula For Wealth
1/15/2020 5:43:09 PM

The Formula for Wealth

My life was changed by a car crash that left me unable to walk. Little did I realise at the time, that the two years spent learning to walk again was also teaching me the skills I would need to go from Zero to Millionaire.  Also, unable to work, I had to find a way to make a living.  Today as I look back over that period, I realise I was practicing the skills that would help me develop the Formula for Wealth.

Once fit and back on my feet again I started to put into practice what I was learning.  There were ups and downs, successes and failures until I hit the right formula for wealth which I continue to use today.


Start a Business

It all starts with a business.  But don’t panic, you don’t need to be spending tens of thousands in buying equipment, renting properties and employing staff.  Today’s businesses are created online.  Books, ebooks and audiobooks are all created, self-published and sold online. Information Products are bundled together including books, videos and reports all providing a solution to a problem your client has.  They can easily search Amazon for guides to help them from fixing a leaky pipe to legal advice or simply click on a link to a product you recommend and you receive a commission if they buy.

Your household junk is someone else’s treasure and there’s no better place to buy and sell than ebay. Little do people realise they are running a little home-based business with their accounts making money for each item they sell.  It is then quite easy to upscale your account and become a power seller on ebay making thousands a year.

Tutorials are one of the best Niche Markets for YouTube.  If you have knowledge or skills that can be recorded in a video and uploaded to your Youtube account then you can start to make some money from advertising and product recommendations.  Product Reviews are very popular, as people want to see what an item looks like taken out of packaging before they buy it.  A link in your review could soon see you earning commissions on sales.

There are so many opportunities to start small and begin an online business then upscale as you attract viewers to your channel

Income from your online business provides cash to invest in….



I have mentioned in a previous blog about investing in shares using ISAs.  Yet when you are first starting to invest finding an extra one or two hundred pound a month can put a strain on your finances.  Starting a small business as mentioned about quickly brings in the cash to purchase shares.

Simple strategies for creating monthly income from your shares can soon see your investment providing sufficient income to invest in….



You may not realise that you can start investing in property from just £1.  There are ways to control properties and earn an income from them as though you own them from just £1.  Have a little more to spend and you can get other people to source the deals for you.

If you particularly want to own property then shares provides an excellent way of saving the money you have made from your business until you can afford to purchase a property.


Protect Your Investments

The Global Economy has many ups and downs affecting your investments in the Share Market and Property.  However, you can hedge the ups and downs with Bullion.  In particular, Gold and Silver Bullion.  When economies are in recession Gold and Silver tends to go up protecting the losses on your other investment with the growth in your bullion investment.  This generates cash with which to buy more shares and property at depressed prices so when the markets start to recover again you achieve enormous growth.  It is what we call a Transfer of Wealth. (more about this in future blogs)


The formula for Wealth

click the above photo to view video

So now you have the formula for Wealth.  Start a business, invest the money you make into shares.  Once you have enough in your share account buy property and then protect it all with bullion.  Play the ups and downs of the markets.  Repeat until Rich.  

For more information about investing visit my youtube channel 

How an ISA Can Be Your Best When Investing Friend
1/12/2020 11:40:22 AM

What is an ISA Acounnt

An ISA (Individual Savings Account) is a wrapper that goes around certain approved type of savings that allows the saver to earn income tax free.  There is a limit on how much can be saved per year which for 2019/20 is £20,000 for an over 18 years old ISA account.  An ISA is an excellent way to save and invest as you don’t pay income tax or capital gains tax on the income earned within the ISA which has the effect of allowing your investment to grow quicker as you get to keep all the money you make.  In addition the government does not require any earnings from an ISA account to be declared on a tax return.

There are currently 4 different types of ISA for anyone 18 years old and over.

1.       Cash ISA

2.       Stocks & Shares ISA

3.       Innovative Finance ISA

4.       Lifetime ISA (saving allowance into this account is £4000 per year)

For under 18 year olds there is a Junior ISA.  The saving allowances for 2019/20 is £4368.  There are two types of ISA for under 18 year olds

1.       Cash ISA

2.       Stocks and Shares ISA

The saving allowance for both over 18 and under 18 years old can be split between any of the ISA’s if you qualify to hold that type of ISA. As an example, if you are over 18 year old, you might hold an Innovative Finance ISA and a Stocks and Shares ISA so your £20,000 savings allowance could be split between both of those accounts.  As long as you qualify under the criteria, you can hold all for ISA accounts.


What is the Qualifying Criteria for an ISA account?

·         From the age of 16 any UK resident can hold a cash ISA account.

·         18 years old and over can hold a stocks and shares ISA and an Innovative ISA account provided they are a resident in the UK

·         A Lifetime ISA account is for anyone over 18 but under the age of 40


What can you save in an ISA?

There are different types of savings which can be included within the ISA Wrapper.

Cash ISA – this can include any money that you hold in a bank savings account; a building savings account; there are also some investments run through NS&I (National Savings and Investment) a government state owned savings bank which also qualify for Cash ISA.

Stocks & Shares ISA – the investments included in this type of ISA are shares in companies; unit trusts and investment funds; corporate bonds and government bonds. Not all of these types of investments will qualify to be included in an ISA.  You will need to verify which ones can.  If you are investing in shares, when looking at the overview page of the share, it will normally say simply “yes” or “no” that it can be included in a Stocks & Shares ISA.

Innovative Finance ISA – was set up to allow people who loaned money through Peer-to-Peer Lending – loans made to individuals and businesses through alternative platforms other than banks - to be able to offset taxes on the income they earn.  It has now been expanded to included crowdfunding debentures. The debentures are investing in businesses through buying the debt that the business owns.

Lifetime ISA – this account was set up to help save towards your first home or retirement.  You can add Cash or Stocks & Shares into this account between the age of 18-39.  The limit is £4000 per year and the government will contribute a 25% bonus to the account, each year, up to a maximum of £1000 per year.  The money can only be withdrawn if you a) want to buy your first home b) you are aged 60 or over or c) are terminally ill with less than 12 months to live. As the government adds the 25% bonus each year, if the money is withdrawn prior to the qualifying criteriWhy an ISA is your Best Friend for Investing?

a above, they will charge a penalty so they can claw back the bonuses they have paid.  With the Lifetime ISA there are rules about buying homes or transferring to the ISA to a different type of ISA.  Whoever, your ISA is with, they will explain the rules.

How an ISA Can Be Your Best Friend When Investing 

Most people when they invest, are hoping to build their wealth.  However, it is not the money they want, it is the lifestyle that the money can buy.  With the UK Government ISA’s this is recognised as if you want a savings account that pays a bit more money that a traditional savings account then the Cash ISA provides for this.  Many organisations try to make them fixed term savings but there a flexible Cash ISAs that will allow you to save for a specific reason and then withdraw your funds while enjoying the benefit of tax-free interest on the account.

Over the past decade or so, the government has been encouraging the UK population to take more responsibility for their finances and future needs such as retirement or home care.  Providing flexible ISA’s that allow the investor freedom of choice in the way they invest their money while providing them with incentives such as bonuses, free from income tax and free from capital gains tax style investments helps to encourage the public towards financial independence.

The investment allowance is a per year allowance.  If you can save the £20,000 allowed this year and again next year and the year after you can generate a lot of tax-free interest, dividends and capital growth in a short time.  This allows the power of the compounding effect to be far more effective in a shorter period of time.  By this I mean that if you earned say £100,000 in dividends and had to pay say 40% tax, the amount available for reinvesting would be £60,000.  Through an ISA the £100,000 earned would remain tax-free meaning the full £100,000 could be reinvested back into the investment. The investment grows quicker.

An ISA is your best friend for any type of saving or investment as the tax-free income and capital gains along with the bonuses paid through the lifetime ISA can accelerate your investment goals.  Helping you to achieve the lifestyle dreams much quicker.  Anything that helps you achieve your dreams and goals has be good.   

The Science of Getting Rich
1/6/2020 6:34:48 PM

The Science of Getting Rich by Wallace Wattles

For my first book review/recommendation I thought I would start with one of my all-time favourite books.  This is one that I read over and over again.  I also have the audio book playing over and over.  The gems of information in here cannot be underestimated.  If you want to know how to make money then this should be a must read for your library.

The book was originally published in 1910 but the points in the book are as valid today as they were over a century ago.  This is an all time classic in the genre of Think and Grow Rich by Napoleon Hill.

In today’s world, it would be considered a type of Law of Attraction book but offers a bit more insight.  Wattle speaks about the Certain Way of doing things.  It talks about creation rather than competition as the path to generating wealth.

The concept of the book, is that the world has an invisible substance that is part of everything we do.  Wattle refers to a substance that penetrates, permeates and fills every living space and how we need to tap into it. He also covers the way your internal thoughts create your external life.  If you dwell on negative news, for instance, then your world will be filled with negativeness.  I can particularly resonate with this as when I started building my wealth, I totally ignored the newspapers, television and all the people who said “you can’t do this or that”. It works to tune out all of the naysayers around you.

The second concept of the book I particularly like is that you are not in competition with anyone as there is and always will be plenty of abundance to go around.  Your job is to be creative and generate the demand for your products and services so wealth comes to you.  Bearing in mind, the book was first published in 1910, Wattles talks about the opportunities that abound in aviation where there is ample scope for creation rather than competition in the fields of rail transportation which were dominated by Rockefeller at the time.  The other part about abundance, Wattle, discusses how there is no limit on the resources around us.  If we need more soil to grow crops there is more soil available.  If we want more gold or silver those resources will also be found as there is abundance all around us.

If you want a book that gives excellent advice in the principles of creating wealth, becoming rich, this book should be at the top of your reading list.

The Science of Getting Rich is a classic book which stands the test of time in relevance to overcoming the barriers we set ourselve preventing us from the creating the wealth we desire and in using the concepts within the book you can create a better wealthier life.

It's Your Choice
1/1/2020 2:46:13 PM

I have never liked SMART goals.  To me it puts restraints on you and can stop you from achieving your dreams.  There should be no restriction on your dreams other than the restrictions you choose..  The bigger you can dream the better the life you can create.  Yet, using the SMART acronym, my goals would never be realistic, trackable or within a time frame.  Instantly, you set yourself up for failure.  Yet, you have the power to create anything you want in life.  It's your choice.

Let your imagination run and dream of all the things you want to do, places you want to visit and the lifestyle and wealth you desire.  The set your goals. Goals are there to be achieved.  It doesn’t  matter how realistic they are or how long you take to achieve them as long as you have the belief and desire to turn them into a reality.

I remember in 2000 sitting on a beach in Napier, New Zealand, watching the sun rise on a new millennium.  I had plans and goals for the year.  By June that year, I was back in the UK and for the next 8 months dealing with the death of 6 members of my family.  My goals and dreams for the new millennium firmly put on hold.

By June 2001, the first goal was achieved.  In September 2001 goal 2 was achieved and within the next 3 years I achieved each of the dreams and more.  So, even though I was unable to achieve my goals in 2000, they were still there just waiting for me to take action and make them a reality.

Having a goal and a plan to achieve the goal are core to the success you want.  You can have as many dreams as you desire but without a plan and without taking action on that plan you will never achieve them. 

It doesn’t matter how long you take to achieve your dream.  Time is not important as long as you achieve the dream.


It’s your Choice

Within each of us the power to create the life of our dreams.  To become who we want to be.  To achieve anything we desire.  You can start right now.  All you need to do is decide.  It’s your choice.


You choose the dream.  You choose the action you take.  You choose how you achieve the dream.  Nothing else matters.  It doesn’t need to be a SMART goals it just needs to be something you dream about and want to turn into a reality.  Don’t let SMART goals hold you back.  It’s your choice.

9 items total

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